M F AHMAD
Daltonganj, Oct 11: Farmers interested in getting a Kisan Credit Card (KCC) have been asked to get their land records updated and revenue certified to avoid any rejection of their claim to the KCC by the banks.
According to sources, Palamu DC Anjaneyulu Dodde has directed the circle officials to work in tandem with the farmers who need land documents updated as any lacunae in land papers are grabbed by the banks in its first opportunity to reject the KCC claim.
On October 12, the Jharkhand government’s ‘Aapki Yojna-Aapki Sarkar-Aapke Dwar’ campaign is going to start which will be farmer-centric and female child-centric, one (farmer’s) by loan and other (female child’s) by the savings.
The Palamu district administration has not made public the target for KCC and Savitri Bai Phule Kishori Samridhi Yojna with few riders like maximum 2 girls of a household which should not be any income tax payee in this ongoing financial year which sources said it ought to make public just to eliminate the role and intervention of the middlemen who ‘create a propaganda of lesser number of sanctioning of the two fiscal benefits one of the farmers and the other of the female child only to extract money from the concerned to get their work done.’
The stock in trade complaint about KCC is that banks take enormous time in sanctioning and disbursement of loans as the time gap between sanctioning of loan and its disbursement is painfully large.
A banker refusing to be identified by the name of himself or of his branch said “KCC is never our any priority. We are to give it as we are bound by the RBI. Everybody in the administration asks for the expeditious issuing of the KCCs but not a word to the recipient or borrower to the KCC to repay the loan amount in time which offers a lot of benefit in terms of the interest etc.”
In August, Chief Minister Hemant Soren in one of the decisions taken in the cabinet not only rechristened the Mukhyamantri Sukanya Samridhi Yojna to Savitri Bai Phule Kishori Samridhi Yojna but also broadened its scope beginning with the admission of girl students from class 8 to 12, with start supportive saving of Rs 2,500 to its maturity value of Rs 40,000 on the attainment of the age of 18 or 19 of the girl student in whose name the account is opened.
The October 12-22 outreach of the government in Palamu has its thrust area well defined that is farmers, female children and amelioration of the other weaker sections.
